Zillow: DC’s Most and Least Affordable Zip Codes

by Lark Turner

Zillow: DC's Most and Least Affordable Zip Codes: Figure 1
A map of the DC area colored to indicate affordability on a $2,000 per month budget.

A new tool debuted by a Zillow economist last week allows users to explore housing affordability at a given price range using data from the fourth quarter of 2013. UrbanTurf used the tool to check out the affordability of homes in the DC area assuming a $500,000 purchase price with an anticipated monthly payment of about $2,000. The tool calculates DC-area affordability based on a monthly payment corresponding to 18 percent of a buyer’s monthly income.

The map ranks affordability from dark red to dark green, with dark red indicating the least affordable places to live. The scale adjusts depending on the selected monthly payment, and puts that monthly payment — in this case, $2,000 — in the middle of the colored scale.

Here’s what we found, with zip codes ranked from least to most affordable. The percentage, at right, indicates the number of homes available in that neighborhood deemed affordable given the $2,000 monthly payment:

Zillow: DC's Most and Least Affordable Zip Codes: Figure 2
Note: Neighborhoods listed for zip codes are not comprehensive.

Unsurprisingly, the DC zip code of 20015 clocked in as the least affordable zip code for that mortgage payment range. Homes in DC’s eastern neighborhoods were most affordable, especially in 20032 and 20019. A look at the map reveals a stark east-west affordability divide that won’t surprise longtime residents.

For its “affordability index” of metro areas across the country, Zillow calculated a mortgage payment based on a 20 percent down payment on the median price of a home with a 30-year fixed rate mortgage.

See other articles related to: zip codes, zillow, research, dclofts, affordability

This article originally published at https://dc.urbanturf.com/articles/blog/and_dcs_least_affordable_zip_codes/8324


  1. Gary J Minter said at 1:10 am on Friday April 11, 2014:
    Our capital is becoming divided into the rich and the poor, with the middle class and working folks squeezed out of the housing market. If it weren't for rent control and government subsidies, tens of thousands more people would be forced to leave D.C. because they just can't afford to live here.
  1. Mari InShaw said at 2:10 pm on Monday April 21, 2014:
    What someone is saying Penn Quarter is more affordable than Shaw? And where is this affordable South of Dupont Circle? The middle class isn't getting squeezed as so much the options they seem to desire in housing (SFH, driveways, yards, a school system they don't have to think about, etc) aren't as affordable as they are in MoCo and NoVa. For what they are willing to pay, in the city they can park their car on the street (if they can find a space), share walls with strangers/ or be close enough to hear their neighbors fight, try to win the school lottery, and give up representation in Congress.

DC Real Estate Guides

Short guides to navigating the DC-area real estate market

We've collected all our helpful guides for buying, selling and renting in and around Washington, DC in one place. Visit guides.urbanturf.com or start browsing below!

Northern Virginia

Profiles of 14 neighborhoods across Northern Virginia

Looking to Give People A Reason to Stay Past 6pm
Happily Straddling the Line Between City and Suburb
Columbia Pike
Arlington’s Neglected Stepchild is Getting a Makeover
Crystal City
Turning Lemons into Lemonade
Lyon Village
Developing An Air of Exclusivity?
Hitting Its Growth Spurt
An Urban Village Hitting Its Stride
Del Ray
Virginia’s Small Town Near the Big City
Eisenhower Avenue
The Vibrancy Might Take a Few Years
The Quiet Neighborhood By the Beltway
Old Town
Mayberry By The Potomac
132 Commerical-Free Acres
Downtown Falls Church
Staying the Same in the Midst of Change
Tysons Corner
Radical Change Could Be On The Way

See more Northern Virginia »


Profiles of 14 neighborhoods in suburban Maryland

Small-Town Living in the State Capital
Bedroom Community Gets Buzzing Cache
Cabin John
In With The New While Maintaining the Old
Chevy Chase
Affluence, Green Lawns and Pricey Homes
Downtown Silver Spring
Experiencing a Resurgence After a Bumpy History
A Suburb on Steroids
Rockville Town Square
Despite the Dynamism, Still Somewhat Generic
Takoma Park
More Than a Little Bit Quirky
A Foodie Magnet on the Verge of Change
Capitol Heights
Kudzu, Front Porches and Crime
Glass Half Full or Half Empty?
Mount Rainier
Artists, Affordable Homes and A Silo Full of Corn
National Harbor
A Development Rises Next to the Potomac
Riverdale Park
A Town Looking For Its Identity

See more Maryland »

Northwest DC

30+ neighborhood profiles for the city's biggest quadrant

16th Street Heights
DC's Sleeper Neighborhood
Where (Almost) Everyone Knows Your Name
AU Park
One of DC’s Last Frontiers Before the Suburbs
DC’s Northern Neighborhood on the Cusp
DC’s 535 House Neighborhood
Cathedral Heights
Do You Know Where That Is?
Chevy Chase DC
Not to Be Confused With the Other Chevy Chase
Cleveland Park
Coming Back After A Rough Year
Columbia Heights
DC’s Most Diverse Neighborhood, But For How Long?
An Island of Serenity East of the Park
Dupont Circle
The Best of DC (For a Price)
Foggy Bottom & West End
Where the Institutional Meets the International
Forest Hills
Ambassadors and Adventurous Architecture
Foxhall Village
350 Homes Just West of Georgetown
Friendship Heights
A Shopping Mecca With a Few Places to Live
History, Hoyas and H&M
Glover Park
One of DC’s Preppier and More Family-Friendly Neighborhoods
A Posh View From Embassy Row
LeDroit Park
A Quiet Enclave in the Middle of the City
Logan Circle
Trendy Now, But Not By Accident
Mount Pleasant
Sought-After Homes Surround Main Street in Transition
Mount Vernon Triangle
From Seedy to Sought-After
The Long, Skinny Neighborhood at the City’s Northwest Edge
Park View
It’s Not Petworth
Penn Quarter/Chinatown
DC’s Go-Go-Go Neighborhood
Getting a Vibrancy of Its Own
The Duke’s Former Stomping Ground
Shepherd Park
DC’s Garden of Diversity
Spring Valley
A Suburb With a DC Zip Code
Not To Be Confused With Takoma Park
Not Quite Like Its Neighbors
U Street Corridor
The Difference a Decade Makes
Woodley Park
Deceptively Residential
Adams Morgan
No Longer DC’s Hippest Neighborhood, But Still Loved by Residents

See more Northwest DC »

Southwest DC

The little quadrant that could

Southwest Waterfront
A Neighborhood Where A Change Is Gonna Come

See more Southwest DC »

Northeast DC

Profiles of 10 neighborhoods in NE

New Development Could Shake Up Pastoral Peace
A Little Bit of Country Just Inside the District’s Borders
Not to Be Confused With Bloomingdale
Fort Totten
Five Years Could Make a Big Difference
H Street
A Place To Party, and To Settle Down
The Northeast Neighborhood That Few Know About
Michigan Park
A Newsletter-On-Your-Doorstep Community
Evolving from a Brand to a Neighborhood
Ripe for Investment Right About Now
The Difference 5 Years Makes
Big Houses, A Dusty Commercial Strip and Potential

See more Northeast DC »

Southeast DC

6 neighborhoods from Capitol Hill to East of the River

Capitol Riverfront
Still Growing
Hill East
Capitol Hill’s Lesser Known Neighbor
Congress Heights
Gradually Rising
Notable for Its Neighborliness
Historic Anacostia
Future Promise Breeds Cautious Optimism
Eastern Market
A More European Way of Living

See more Southeast DC »