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Mortgage Rates Have Remained In A Tight Window For Months

  • December 18th 2025

by UrbanTurf Staff

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Mortgage rate chart_12-18-25.png

Mortgage rates fell this week, but are essentially in the same place that they were months ago. 

Freddie Mac reported 6.21% as the average on a 30-year mortgage on Thursday, down one basis point from last week. 

“The average 30-year fixed-rate mortgage has remained within a narrow 10-basis point range over the last two months,” said Sam Khater, Freddie Mac’s Chief Economist. “With rates down half a percent over last year, purchase applications are 10% above the same time one year ago.”  

The UrbanTurf Mortgage Rate Disclaimer: The rates reported by Freddie Mac for 30-year mortgages are usually the best rates that the most qualified borrowers can get, so borrowers or those considering refinancing should not necessarily read this news and think that they can go out and get a loan with the quoted interest rate.

See other articles related to: interest rates, mortgage rates

This article originally published at https://dc.urbanturf.com/articles/blog/mortgage_rates_have_remained_in_a_tight_window_for_months/24175.

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