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Cash Remained King In DC Housing Market In 2025

  • 1:14 PM EST

by UrbanTurf Staff

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A home that sold in Georgetown last year.

The proportion of all-cash home sales in DC remained at record levels in 2025. 

Approximately 6,320 homes sold in the city last year — and 26% of those listings went to buyers paying all cash, tying the highest percentage on record from 2024.

The percentage of all-cash transactions has been on a steady rise in the city over the last decade. In 2016, they accounted for 17% of sales; by 2020, 20% of sales went to cash buyers. 

High mortgage rates, growing equity in homes, and a surging stock market are leading reasons why wealthier buyers in DC are opting to go the cash route rather than financing the purchase. The all-cash neighborhoods in DC were largely the priciest with four of the top five coming in neighborhoods where the median home price exceeds $1 million. 

Below is a sampling of DC neighborhoods and the percentage of all-cash transactions last year:

  • West End: 58 percent
  • Georgetown: 55 percent
  • Spring Valley: 49 percent
  • Kent: 45 percent

In this article, the term “home” is defined as any single-family house, condo or co-op that sold in the city in 2025.

Photo by Joe Hodgson of Homesite.

See other articles related to: all-cash sales, cash sales in dc

This article originally published at https://dc.urbanturf.com/articles/blog/cash_remained_king_in_dc_housing_market_in_2025/24315.

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