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6.3% Mortgage Rates Tick Up

  • September 25th 2025

by UrbanTurf Staff

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Long-term mortgage rates rose slightly this week following a notable drop in recent weeks. 

Freddie Mac reported 6.3% as the average on a 30-year mortgage on Thursday, up four basis points from last week. 

“Following several weeks of decline, mortgage rates inched up this week,” said Sam Khater, Freddie Mac’s Chief Economist. “Housing market activity continues to hold up with purchase and refinance applications increasing by 18% and 42%, respectively, compared to the same time last year.”

Even with the slight move up, rates are down 60 basis points since June, and are at the their lowest point since last October. 

The UrbanTurf Mortgage Rate Disclaimer: The rates reported by Freddie Mac for 30-year mortgages are usually the best rates that the most qualified borrowers can get, so borrowers or those considering refinancing should not necessarily read this news and think that they can go out and get a loan with the quoted interest rate.

This article originally published at https://dc.urbanturf.com/articles/blog/mortgage_rates_tick_up/23903.

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