4.39: Mortgage Rates Dip For Second Week
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Mortgage rates stayed mostly flat this week, down slightly from 4.41 percent last week.
On Thursday morning, Freddie Mac reported 4.39 percent with an average 0.7 point as the average on a 30-year fixed-rate mortgage.
At this time last year, rates averaged 3.42 percent. For those curious about how much difference a year can make when it comes to your mortgage payment, check out some recent calculations here.
From Freddie Mac vice president and chief economist Frank Nothaft on today’s rates:
“Mortgage rates were flat to down a little this week amid reports that inflation remains subdued. The Consumer Price Index was up to 0.3 percent in December after being unchanged in November. For the year as a whole, consumer prices rose just 1.5 percent in 2013.”
The UrbanTurf Mortgage Rate Disclaimer: The rates reported by Freddie Mac for 30-year mortgages are usually the best rates that the most qualified borrowers can get, so borrowers or those considering refinancing should not necessarily read this news and think that they can go out and get a loan with the quoted interest rate.
Here’s a look at the path of rates since January 2010:

This article originally published at https://dc.urbanturf.com/articles/blog/4.39_mortgage_rates_remain_mostly_flat/8032.
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