We hate to end the week on a sour note, but this news is worth mentioning. The Washington Business Journal is reporting that the number of homeowners who are now at least 60 days behind on mortgages that are guaranteed by Freddie Mac and Fannie Mae rose to 2.73 percent in November 2008. In just ten months, the delinquency rate nearly doubled. (In January 2008, the rate was 1.43 percent.)